- Joined
- Sep 9, 2012
- Messages
- 9,243
- Reaction score
- 2,208
- Location
- Palm Bay, Florida, USA.
- Bike
- Honda XL500S
Questions for the insurance experts to answer please... :thumleft:
Scenario 1. So, there I am, happily riding down the road on my expensive BMW 1200, the one with a water radiator.
Next thing, a stone flies up and makes a hole in my radiator. Water pisses out, and 5 km down the road the engine seizes.
Scenario 2. I am riding my KTM 1190 down a dirt track. I hot a boulder and make a hole in the engine casing. All the oil falls out, and 2 km later the engine seizes.
Question: Would the engine damage (seized engine) be covered on my insurance policy?
Scenario 1. So, there I am, happily riding down the road on my expensive BMW 1200, the one with a water radiator.
Next thing, a stone flies up and makes a hole in my radiator. Water pisses out, and 5 km down the road the engine seizes.
Scenario 2. I am riding my KTM 1190 down a dirt track. I hot a boulder and make a hole in the engine casing. All the oil falls out, and 2 km later the engine seizes.
Question: Would the engine damage (seized engine) be covered on my insurance policy?