Bike insurance excessive excess

[Gee-S-rider]

Well to add insult to injury after my baby was stolen, the insurance excess on the bike is 10%. No replacement value even though the bike is less than a year old.

Does my insurer suck or is 10% a industry standard on bikes?

 

[Grrrr....]

 

[MildDog]

 

[Vilaishima]

 

[Gee-S-rider]

 

[the_BOBNOB]

 

[hondsekierie]

 

[Trailrider]

 

[ShaunF]

 

[the_BOBNOB]

 

[Trailrider]

 

[cone]

 

[IceCreamMan]

 

[Snowman]

 

[Operator]

 

[Wild Hearted Son]

 

[Snowman]